Privacy Policy - ET Investments

Tuesday, November 18, 2008

We are committed to creating a nationally recognized community of locally owned and operated agencies, developed and nurtured by ET Investments' resources.

Through our financial, marketing and operational strength, combined with local title agencies' entrepreneurial spirit and knowledge, we seek to add value and broaden opportunity in the title industry, allowing each service provider to excel in their market approach and segment.

ET Investments, LLC Privacy Policy and practices

ET Investments, LLC ("ET") shares your concerns about privacy. ET Investments is committed to respecting the privacy and the confidentiality. Therefore, in accordance with federal and state laws and regulations, we are providing you with this notice of how we might use the information about you.

Title V of the Gramm-Leach-Bliley Act ("GLBA") and the laws of the state in which you reside generally prohibit us from sharing nonpublic, personal information about you with a third party unless we provide you with this notice of our privacy policies and practices, such as the type of information that we collect about you and the categories of persons or entities to whom that information may be disclosed. In compliance with the GLBA and the laws of this state, we are notifying you of the privacy policies and practices of ET Investments.

Information We Collect and Sources from which We Collect It

We do not collect any nonpublic, personal information about you other than the following:

Information we receive from you or from your attorney or other representatives on applications or other forms.
Information about your transactions with us, our affiliates or our agents.
In addition, we may collect other nonpublic, personal information about you from individuals and companies other than those proposed for coverage.

Information We Disclose to Third Parties

In the course of our general business practices, we may disclose the information that we collect (as described above) about you or others without your permission to the following types of institutions for the reasons described:

To a third party such as a surveying, real estate tax research or municipal data firm if the disclosure will enable that party to perform a business, professional or insurance function for us.
To an insurance institution, agent, or credit reporting agency in order to detect or prevent criminal activity, fraud or misrepresentation in connection with an insurance transaction.
To an insurance institution, agent, or credit reporting agency for either United General or the entity to whom we disclose the information to perform a function in connection with an insurance transaction involving you.
To an insurance regulatory authority, law enforcement, or other governmental authority in order to protect our interests in preventing or prosecuting fraud, or if we believe that you have conducted illegal activities.
To an actuarial or research organization for the purpose of conducting actuarial or research studies.

The disclosures described above are permitted by law.

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU TO AFFILIATES OR NON-AFFILIATED THIRD PARTIES FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.

Your Right to Access and Amend Your Personal Information

You have the right to request access to the personal information that we record about you. Your right includes the right to know the source of the information and the identity of the persons, institutions or types of institutions to whom we have disclosed such information within two (2) years prior to your request. Your right includes the right to view such information and copy it in person, or request that a copy of it be sent to you by mail (for which we may charge you a reasonable fee to cover our costs). Your right also includes the right to request corrections, amendments or deletions of any information in our possession.

Our Practices Regarding Information Confidentiality and Security

We restrict access to nonpublic. personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Our Policy Regarding Dispute Resolution

Any controversy or claim arising out of or relating to our Privacy Policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Reservation of the right to disclose information in unforeseen circumstances:

In connection with the potential sale or transfer of its interests, ET Investments and its respective affiliates reserve the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country of residency and other information that you provide through other communications) to a third party entity that (i) concentrates its business in a similar practice or service; (ii) agrees to be a successor in interest of ET Investments with regard to the maintenance and protection of the information collected; and (iii) agrees to the obligations of this privacy statement.